The present study attempts to analyze the extent of repayment and overdues and also the causes for overdues at the farm-household level, identify the factors which discriminated the borrowers into non-defaulters and defaulters, and assess the probability of willful and non-willful defaulting....

The preference of farmers between commercial and co-operative banks for borrowing has been studied with the objectives of finding (a) distribution of institutional credit across various categories of farmers and to assess the coverage and quantum of credit, and (b) socio-economic factors which...

The human brain is a computer, built to process information about the environment and to judge which is most likely to be successful from a large number of possible courses of outcome. In a complex environment, decision making at high speed is going to be one of the necessary requirements of any...