worried many stakeholders including communities losing their primary bank, regulators, and the industry itself. This paper … of scale associated with technology investments. This paper empirically documents that a community bank with more …

shields the private commercial bank from aggressive competition by these banks. -- banking ; competition ; cooperation : non … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …

shields the private commercial bank from aggressive competition by these banks. -- banking ; competition ; cooperation ; non … such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan …