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A health insurer's Medical Loss Ratio (MLR) is the share of premiums spent on medical claims. The Affordable Care Act introduced minimum MLR provisions for all health insurance sold in fully-insured commercial markets, thereby capping insurer profit margins, but not levels. While intended to...
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Previous research suggests that state Medicaid expansions implemented under the Patient Protection and Affordable Care Act (ACA) helped large numbers of patients suffering from opioid use disorder (OUD) gain access to life-saving medications, including buprenorphine. However, Medicaid expansions...
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crime rates, based on county-level panels of SUD treatment and crime data between 2001 and 2008 across the United States. To … address the potential endogeneity of the SUD treatment rate with respect to crime rate, we exploit the exogenous variation in … the SUD treatment rate at an average cost of $1.6 billion yields a crime reduction benefit of $2.5 billion to $4.8 billion …
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insurance are adults at high risk for crime. I leverage variation in insurance eligibility generated by state decisions to … expansions have resulted in significant decreases in annual crime by 3 percent. This estimate is driven by significant decreases … in both reported violent and property crime. A within-state heterogeneity analysis suggests that crime impacts are more …
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crime rates, based on county-level panels of SUD treatment and crime data between 2001 and 2008 across the United States. To … address the potential endogeneity of the SUD treatment rate with respect to crime rate, we exploit the exogenous variation in … the SUD treatment rate at an average cost of $1.6 billion yields a crime reduction benefit of $2.5 billion to $4.8 billion …
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