’s performance and soft information factors in inter-bank competition. The authors’ empirical results suggest that utilizing soft … information allows banks to attain a more precise lending decision. The Financial Services Agency in Japan introduced an action … examines how relationship lending affects lending performance in inter-bank competition. The conclusion is that, even though …

concentrating their lending disproportionately into one industry. This specialization improves a bank’s industry-specific knowledge … and, ultimately, bank performance. Banks concentrate more on their primary industry in times of instability and relatively …

This paper is an empirical examination of the existence of the inside bank premium arising from relationship banking … extended by an inside bank when there exist asymmetries between the inside bank and outside banks, such as the information … advantage of the inside bank or the implicit insurance and other borrower-specific services exclusively provided by the inside …