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This paper provides evidence that commercial lenders in Peru free ride off their peers' screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, the study finds that competing lenders responded to additional loan approvals by issuing approvals of their own....
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Chapter 1. Different Forms of Microcredit and Social Business - Microfinance in Global History from the Late Medieval … to the Modern -- Part I. The Microcredit -- Chapter 2. Tanomoshi in 16th Century Kyoto: Some Brief Reflections -- Chapter … 3. Microcredit in the Shop in Late Medieval Tuscany: A Credit Centre for the Poor -- Chapter 4. Small Credit and the …
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Remuneration-post-verification subsidies and microcredit have been postulated as potential solutions to imperfect … combining these financing mechanisms. We draw on a cluster RCT in rural India of a sanitation labelled microcredit program …, we provide rigorous evidence of the impacts of labelled microcredit on household sanitation investment and borrowing …
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