Depending on the point of time and location, insurance companies are subject to different forms of solvency regulation …. In modern regulation regimes, such as the future standard Solvency II in the EU, insurance pricing is liberalized and … regulation. This paper compares the outcome of insurance rate regulation and risk-based capital requirements by deriving stock …

Since its inception in mid-1800s, insurance regulation in the U.S. has continued to evolve in response to changing … regulations. Key issues arising from the effort to modernize insurance regulation are explored as well as its implications for … circumstances and the opportunity to take advantage of new methods and technologies. Important developments in insurance regulatory …

This article discusses key issues that policymakers should consider when evaluating potential changes to U.S. insurance … regulation in the aftermath of the financial crisis, including implications of both the Dodd-Frank Act and the Solvency II … initiative in the European Union. Fundamental differences in the U.S. between banking and insurance are emphasized, including …

With more than $50 trillion in assets worldwide, investment funds run by the insurance industry and pension system are … harmonizes insurance regulations in Europe, in order to reduce the risk of an insurer defaulting on its obligations and producing …

Solvency II is a new regime for the prudential regulation of European insurance companies that will come into force on …

Solvency regulation of the U.S. insurance industry occurs at the state level and is led by insurance commissioners who … them work in the insurance industry after their term (“revolvers”). Revolvers are more lenient when regulating insurers … overpaying up to $27 billion in insurance premiums a year …