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). Based on these results for the Netherlands, we conclude that debit card payments data are useful in modelling household …
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per transaction. This theoretic result resembles the current practice in the Netherlands where consumers pay no …
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Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called "revolvers" exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the adoption of...
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