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Financial hardship and saving behaviour : Bayesian analysis of British panel data
Brown, Sarah; Ghosh, Pulak; Pareek, Bhuvanesh; Taylor, Karl - 2017
data. We jointly model the incidence and extent of financial problems, as well as the likelihood of having secured debt and … the amount of monthly secured debt repayments, allowing for dynamics and interdependence in both of the two-part outcomes … dependence in financial problems exists; (iii) interdependence exists between financial problems and secured debt, specifically …
Persistent link: https://www.econbiz.de/10011709645
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Financial Hardship and Saving Behaviour : Bayesian Analysis of British Panel Data
Brown, Sarah - 2017
data. We jointly model the incidence and extent of financial problems, as well as the likelihood of having secured debt and … the amount of monthly secured debt repayments, allowing for dynamics and interdependence in both of the two-part outcomes … dependence in financial problems exists; (iii) interdependence exists between financial problems and secured debt, specifically …
Persistent link: https://www.econbiz.de/10012948687
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Social Ties and the Demand for Financial Services
Patacchini, Eleonora - 2017
This paper studies the importance of social interactions for the adoption of financial services among young adults. Specifically, we investigate whether, how, and why financial decisions among interacting agents are correlated. We exploit a unique dataset of friendship networks in the United...
Persistent link: https://www.econbiz.de/10012949104
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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - 2007
the determinants of household debt holding and to investigate whether or not credit constraints are important for … household debt holding. We extend the existing literature in important ways. First, we present comparative evidence for four … settings for debt incidence, debt outstanding and credit constraints. We also explore the implications for debt holding from …
Persistent link: https://www.econbiz.de/10010325196
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Portfolio Allocation, Income Uncertainty and Households' Flight from Risk
Brown, Sarah; Gray, Daniel; Harris, Mark N.; Spencer, … - 2016
riskier to safe assets. …
Persistent link: https://www.econbiz.de/10011653136
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Economic Uncertainty and Fertility
Gözgör, Giray; Bilgin, Mehmet Huseyin; Rangazas, Peter - 2019
In this paper, we conduct an empirical study of the effect of uncertainty on fertility. The precautionary motive for saving predicts that an increase in uncertainty increases saving by reducing both consumption and fertility. We use a new measure of uncertainty, the World Uncertainty Index, and...
Persistent link: https://www.econbiz.de/10012019326
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The portfolio structure of German households: A multinomial fractional response approach with unobserved heterogeneity
Becker, Gideon - 2014
What determines the risk structure of financial portfolios of German households? In this paper we estimate the determinants of the share of financial wealth invested in three broad risk classes. We employ a new econometric approach - the so called fractional multinomial logit model - which...
Persistent link: https://www.econbiz.de/10010426994
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Economic Uncertainty and Fertility
Gozgor, Giray; Bilgin, Mehmet Huseyin; Rangazas, Peter - 2021
In this paper, we conduct an empirical study of how uncertainty alters fertility behavior. The precautionary motive for saving predicts that an increase in income uncertainty increases saving by reducing both consumption and fertility. We examine this prediction using a new measure of economic...
Persistent link: https://www.econbiz.de/10012582088
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US and European household debt and credit constraints
Crook, Jonathan N.; Hochgürtel, Stefan - 2007
the determinants of household debt holding and to investigate whether or not credit constraints are important for … household debt holding. We extend the existing literature in important ways. First, we present comparative evidence for four … settings for debt incidence, debt outstanding and credit constraints. We also explore the implications for debt holding from …
Persistent link: https://www.econbiz.de/10011373833
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The portfolio structure of German households : a multinomial fractional response approach with unobserved heterogeneity
Becker, Gideon - 2014 - This draft: September 1, 2014
What determines the risk structure of financial portfolios of German households? In this paper we estimate the determinants of the share of financial wealth invested in three broad risk classes. We employ a new econometric approach - the so called fractional multinomial logit model - which...
Persistent link: https://www.econbiz.de/10010426240