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NOI TIPURI DE ASIGURARI IN DOMENIUL RSSPUNDERII CIVILE – „ASIGURAREA D&O”

MITU, Narcis Eduard - In: Revista Tinerilor Economisti (The Young Economists Journal) 1 (2006) 6, pp. 39-41

In last period, the economic environment from Romania favors the apparition of a new category of insurance. In this category can be include “directors and officers liability insurance” – “D&O insurance”. Directors and officers liability insurance protects the persons with attributions...

Persistent link: https://www.econbiz.de/10008603077

Optimal wildfire insurance in the wildland-urban interface in the presence of a government subsidy for fire risk mitigation

Lankoande, Mariam; Yoder, Jonathan; Wandschneider, Philip - School of Economic Sciences, Washington State University - 2005

We investigate the effectiveness of a government subsidy and mitigation based insurance contracts at discouraging migration into the wildland interface and at inducing incentives for risk mitigation. We construct a model of the individual migration decision, where the individual maximizes...

Persistent link: https://www.econbiz.de/10008631374

ANALIYSIS OF GENERAL INSURANCE IN THE CURRENT PERIOD

Maria-Elena, GHEORDUNESCU - In: Management Strategies Journal 20 (2013) 2, pp. 79-85

This paper aims to highlight the changes in the general insurance market in Romania in the past years. In the context of the financial and economic crisis, the Romanian insurance market recorded different siutations in recent years. It can be noticed that the growth rate slowed down compared...

Persistent link: https://www.econbiz.de/10010681141

THE ROLE OF INSURANCE COMPANIES IN ALBANIAN ECONOMY

MADANI, FILLORETA; BAZINI, EVELINA - In: Journal of Academic Research in Economics 5 (2013) 1 (June), pp. 147-169

Insurance plays an important role in the financial sector but while there is many research on the casual relationship bank lending and economic growth is often ignored relationship insurance and economic growth. Among financial intermediaries, insurance companies play an important role in...

Persistent link: https://www.econbiz.de/10010685188

Impact of a Low Interest Rate Environment - Global Liquidity Spillovers and the Search-for-yield

Belke, Ansgar - Rheinisch-Westfälisches Institut für … - 2013

On 10 January 2013 the ECB Governing Council decided “to keep the key ECB interest rates unchanged” based on an assessment of a ‚contained‘ inflationary pressure and a weak economic activity, a contraction of real GDP in second and third quarter of 2012. Similar decisions have been taken...

Persistent link: https://www.econbiz.de/10010691197

Application of Actuarial Modelling in Insurance Industry

Ana-Maria, Burcã; Ghiorghe, Bãtrînca - In: Ovidius University Annals, Economic Sciences Series XI (2011) 2, pp. 157-161

In insurance industry, the financial stability of insurance companies represents an issue of vital importance. In order to maintain the financial stability and meet minimum regulatory requirements, actuaries apply actuarial modeling. Modeling has been at the center of actuarial science and of...

Persistent link: https://www.econbiz.de/10010632403

The ability of Romanian insurers to cover technical reserves under present conditions

NAGY, Cristina Mihaela; COTLET, Bogdan; COTLET, Dumitru; … - In: Anale. Seria Stiinte Economice. Timisoara XVIII (2012) May, pp. 392-399

The insurance companies are required to cover gross technical reserves with permitted assets in accordance with the legal regulations in force, namely prudential rules issued by the Insurance Supervisory Commission in accordance with the European directives on the matter, and the coverage of the...

Persistent link: https://www.econbiz.de/10010641484

Adjusted Money's Worth Ratios in Life Annuities

Casassus, Jaime; Walker, Eduardo - Instituto de Economía, Facultad de Ciencia Económicas … - 2013

The Money's Worth Ratio (MWR) measures an annuity's actuarial fairness. It is calculated as the discounted present value of expected future payments divided by its cost. We argue that from the perspective of annuitants, this measure may overestimate the value-for-money obtained, since it does...

Persistent link: https://www.econbiz.de/10010659928

Libera prestare a serviciilor si dreptul de stabilire a societatilor de asigurari

Darie, Cristina-Alexandra - In: Romanian Economic Journal 13 (2010) 35, pp. 175-190

Insurance companies, reinsurance companies and insurance-reinsurance companies authorized in one EU Member States can carry out insurance or reinsurance activity in another member state, under the right of establishment and freedom to provide services. The right of establishment of an insurer...

Persistent link: https://www.econbiz.de/10008467402

Insurance companies and the growth of corporate loans' securitization

Fringuellotti, Fulvia; Santos, João A. C. - 2021

that of loans and corporate bonds, and was characterized by a strong preference for mezzanine tranches rated investment … capital charges, insurance companies invest more heavily in bonds and CLO tranches with higher yields. Preferences for CLO … tranches derived from tranches' higher yields relative to bonds with the same rating, and increased following the 2010 capital …

Persistent link: https://www.econbiz.de/10012703468