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This paper uses the most recent data (2004) from the Survey of Consumer Finances (SCF), a triennial survey of family finances by the Federal Reserve Board, as well as historical SCF data, to examine the demographic factors associated with the ownership of individual account retirement plan...
Persistent link: https://www.econbiz.de/10012772256
A prerequisite for preserving and increasing the value of pension funds is to make an appropriate investment with them …; for this purpose most countries have issued regulation to guide the pension investment. After conducting an empirical … analysis of different investment portfolios, e.g. Bank deposit, Treasury bond, and Equity in China, this paper reaches the …
Persistent link: https://www.econbiz.de/10013007550
), we report that TGPF members are relatively more risk averse, exhibit a greater home investment bias, and over-react to … investment decisions under a defined contribution self-management option. Using an asset allocation dataset from members of the … engineering and to continue to lobby for restrictive investment ceilings to be revised …
Persistent link: https://www.econbiz.de/10013013392
. Significantly higher trade performance and lower crash risk in the sub-portfolio of similar CEOs indicates that overweighting …
Persistent link: https://www.econbiz.de/10012854189
. Our findings have important implications, indicating a scope for policies which can promote or redirect investment in …
Persistent link: https://www.econbiz.de/10013050635
One of the astonishing new developments in the financial community is the rise of ethical investments during the last decade. Particularly, the recent financial crisis has determined a major attention towards an ethically oriented finance based on social investments and environmental benefits...
Persistent link: https://www.econbiz.de/10013058516
This paper is the fourth examination of asset allocation from the EBRI IRA Database, an ongoing project that collects data from IRA plan administrators. For 2012, it contains information on 25.3 million accounts with total assets of $2.09 trillion. The number of IRAs in the database with...
Persistent link: https://www.econbiz.de/10013044786
individuals to their housing decisions, real estate transactions and investment portfolios, we show these changes are primarily … driven by the age-dependent demand for housing as investment asset. Correspondingly, we find large impacts of demographic …
Persistent link: https://www.econbiz.de/10012849614
Workers' participation in a retirement plan, either through an employment-based arrangement or individually, is a crucial factor in accumulating sufficient resources to pay for expenses in retirement. This paper examines the distribution of total assets held in individual account retirement...
Persistent link: https://www.econbiz.de/10013143793
Using harmonized wealth data and a novel decomposition approach, we show that cohort effects exist in the income profiles of asset and debt portfolios for a sample of European countries, the U.S. and Canada. We find that younger households' participation decisions in assets are more responsive...
Persistent link: https://www.econbiz.de/10013061937