This paper describes a randomized field experiment testing the impact of a savings competition on the behavior of … rates within a particular month, average savings increased by $80 (a 30% increase in savings rate) while income and … effect because responsive savers selected out of the shelter after the first month. In summary, while a savings competition …

This paper describes a randomized field experiment testing the impact of a savings competition on the behavior of … rates within a particular month, average savings increased by $80 (a 30% increase in savings rate) while income and … effect because responsive savers selected out of the shelter after the first month. In summary, while a savings competition …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …

This chapter explores the relationship between poverty and aging, in terms of its measurement and trends, as well as … measurement addresses both the definition of poverty and its aggregation over various age groups. The trends highlight a … significant reduction in poverty among the elderly and a gradual increase in poverty among children and working age individuals …

We designed a commitment savings product for a Philippine bank and implemented it using a randomized control … methodology. The savings product was intended for individuals who want to commit now to restrict access to their savings, and who … for commitment, were indeed significantly more likely to open the commitment savings account. After twelve months, average …

In this paper we investigate behavioral constraints to savings among smallholder farmers in rural Ethiopia. Increasing … savings by overcoming such behavioral constraints has been documented to have positive effects on various outcomes such as … health, education, and agricultural investments. We causally identify a strong increase in savings to a soft commitment …

In this paper we investigate behavioral constraints to savings among smallholder farmers in rural Ethiopia. Increasing … savings by overcoming such behavioral constraints has been documented to have positive effects on various outcomes such as … health, education, and agricultural investments. We causally identify a strong increase in savings to a soft commitment …