More than any activity, in the banking field the phenomenon of globalization is starting to feel its presence stronger and stronger. Today, the Romanian banking system is dominated by the foreign currency that facilitated the access to external financing, led to the increase of efficiency in...

The current economic crisis, deeply globalized, has its source in the major financial turmoil triggered in the U.S. at the end of 2007 and early 2008 because of the unrealistic bubble of the sub –prime loans based mostly on real estate transactions overestimated. That is why we consider...

The aim of this study is to analyze the structure of competition in local level. In this frame, primarily the recent theoretical and empirical studies about the localization of competition are examined. The local competition strategies of selected eight banks are tried to be analyzed and...

The work is part of a complex research theme approached by the author which follows the knowledge development with favourable implications on the increase of the role and of the importance of the financial stability, having as objective to identify the best methods and institutional structures...

The banking incomes and costs represent an important source of information regarding the profitability of a bank. In a banking environment such as Romania's, constantly changing and subject to the pressure of a fierce competition, all the attention of the banks management teams is oriented...

In a developing and fluctuant world, derivatives help the investors to avoid risks and moreover to assume them when it is necesary. The trade of the derivatives contributes to the growth of liquidity of the assets’ market. For the banks, which traditionally avoid risks, this fact combined with...

The role of the banking system as essential link the savinginvestment process makes of its stability a priority on the agenda of the public authorities. One of the major objectives of a central bank is to prevent the risk by promoting an efficient bank monitoring, which should contribute to the...

The paper aims at acknowledging the efficiency effects of bank privatization upon the entry of strategic foreign investor. Thus, a broad experience from the developing countries is reviewed. General conclusion is that the foreign capital infusion improves the profit and cost efficiency of the...

The objective of this paper is to provide a global perspective of the liquidity risk from a banking societies‘ viewpoint. Our paper belongs to the technical studies that analyze the concrete way in measuring the liquidity risk at the level of the banking societies from Romania. The study is...

One of the important consequences to be drawn from the course of the financial crisis up to now is the insight that more attention must be paid in the future to the factors of liquidity, liquidity management and liquidity protection. That holds true for the protection of the stability of an...