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discrimination in credit markets have, ironically, had the effect of making race analytically invisible. Because of these explanatory …, whereas the former ignore race. This paper traces this disjuncture to two sources. What is missing in the social science view … whose resources and outcomes these mechanisms affect. Economists' extensive empirical studies of racial redlining and …
Persistent link: https://www.econbiz.de/10010281736
; Subprime Mortgages ; Discrimination ; Redlining ; Foreclosures ; Power ; Mesoanalysis … discrimination in credit markets have, ironically, had the effect of making race analytically invisible. Because of these explanatory … subprime lending. Consequences for gender inequality in credit markets are also briefly discussed. -- Race ; Ethnicity …
Persistent link: https://www.econbiz.de/10009009561
these mechanisms affect. Economists' extensive empirical studies of racial redlining discrimination in credit markets have … the former ignore race. This traces this disjuncture to two sources. What is missing in the social science view is …, ironically, had the effect of making race analytically invisible. Because of these explanatory lacunae, two defining aspects of …
Persistent link: https://www.econbiz.de/10013124957
FHA-insured home purchase mortgages between 2010 and 2019 across categories of race, ethnicity, and gender accounting for …Discrimination in mortgage lending is often measured by differences in the share of applications denied by lenders … variable bias that can overstate the prevalence of discrimination. Becker (1993) and others have suggested comparing …
Persistent link: https://www.econbiz.de/10013306140
satisfaction differs by race or ethnicity. We use data from the 2010 National Survey of College Graduates to examine the relation … between job satisfaction and race and ethnicity among Asian, black, Hispanic/Latino, and white workers. Overall job …
Persistent link: https://www.econbiz.de/10011346636
What role has affirmative action played in the growth of minority and female employment in U.S. firms? This paper analyzes this issue by comparing the employment of minorities and women at firms holding federal contracts and therefore mandated to implement affirmative action, and at...
Persistent link: https://www.econbiz.de/10010488280
is attributed to discrimination in bank lending. Although the difference in the probability of getting a smaller loan … than requested is only 5 percentage points, this difference is almost entirely attributed to discrimination …
Persistent link: https://www.econbiz.de/10013060601
underrepresentation of women. Using individual-level, race-disaggregated, and georeferenced death data collected by the Cook County … neighborhoods that were subject to historical redlining. …
Persistent link: https://www.econbiz.de/10012494007
underrepresentation of women. Us- ing individual-level, race-disaggregated, and georeferenced death data collected by the Cook County … neighborhoods that were subject to historical redlining. …
Persistent link: https://www.econbiz.de/10012496842
This article analyzes factors influencing the decisions of prospective lenders to extend credit to small and minority-owned businesses. Using data from a government survey of small businesses, the analysis reveals that prospective lenders (primarily commercial banks)are four times more likely to...
Persistent link: https://www.econbiz.de/10005616652