Showing 61 - 70 of 224,997
We analyze lending by traditional as well as FinTech lenders during COVID-19. Comparing samples of FinTech and bank loan records across the outbreak, we find that FinTech companies are more likely to expand credit access to new and financially constrained borrowers after the start of the...
Persistent link: https://www.econbiz.de/10013247515
We use data from the World Bank Global Findex database for 2011 to analyze financial inclusion in China, including … comparisons with the other BRICS countries. We find a high level of financial inclusion in China manifested by greater use of … voluntary. The use of formal credit is however less frequent in China than in the other BRICS. Borrowing through family or …
Persistent link: https://www.econbiz.de/10013033748
Persistent link: https://www.econbiz.de/10010212785
focused on the development of bank efficiency and profitability over time. The equally important question - which of China …China’s banking sector is dominated by four distinct organizational forms: policy banks (PBs), state-owned commercial …
Persistent link: https://www.econbiz.de/10010945073
, likely the engine for innovation in the coming years in China, are especially financially constrained, due perhaps to the …-the-big-and-letting-go-the-small' privatization program in China. Our empirical results suggest that government connections play an important role in explaining … Chinese firms' financing conditions, and provide further evidence on the nature of the misallocation of credit by China …
Persistent link: https://www.econbiz.de/10011269077
This paper provides an empirical examination of the regional banking structures in China and their effects on …
Persistent link: https://www.econbiz.de/10011252626
whether the poor are constrained in the informal credit market. This paper uses recent micro data of rural China to answer …
Persistent link: https://www.econbiz.de/10011264665
Despite an erosion of consensus on its benefits, capital account convertibility remains a long-term goal of China. This … paper identifies three major preconditions for convertibility in China: a strong domestic banking system, relatively …, in significant respects, China does not yet meet any of the conditions necessary for convertibility. They then evaluate …
Persistent link: https://www.econbiz.de/10014185635
This study highlights the importance and impacting channels of financial literacy on household mortgage decisions in a market with the substantial existence of informal borrowing systems. Using panel data from a Chinese household survey, we find more financially sophisticated households are of...
Persistent link: https://www.econbiz.de/10014239278
We study the relationship between finance and growth using a sample of 275 Chinese cities during 2009-2018. We exclude a large amount of bank loans to local governments through the local government financing vehicles (LGFVs). This allows us to construct a new and better financial development...
Persistent link: https://www.econbiz.de/10014078671