Due to the unobservability of the new credit production, most of the empirical loan market studies use, instead, the … observable credit stock. This substitution has been pointed out to be likely to generate biases (e.g. see Lown and Peristiani …

is to investigate first whether agricultural firms have a different probability to get a loan and whether their loans are … differently volume rationed than loans to non-agricultural firms. Second, the paper analyzes whether agricultural firms repay … their loans with different delinquencies than non-agricultural firms. Design/methodology/approach – The authors estimate a …

focused on loans between relatives, friends and usurers. Few literatures, however, have studied the Credit NGOs (CNGOs …Purpose – The purpose of this paper is to analyze the sustainability of Credit Non-Governmental Organizations (CNGOs …, of DAYBANG using SWOT analysis. Findings – By the means of SWOT analysis it is found that clarified information, credit …

credit lines, while those with higher overdraft fees have larger ones. Firms with greater profit growth in the past have … larger credit lines, while those with more internal funds or higher volatility in profit growth have smaller credit lines …

credit investigation system through rural credit cooperatives (RCCs). The purpose of this paper is to evaluate the efficiency … of the peasant household credit investigation system in Hubei RCCs and provide some evidence and ideas to the formulation … efficiency in credit investigation system; second, the paper gives a brief description of the data envelopment analysis (DEA …

In the post-Asian crisis period, bank loans to the manufacturing sector have shown a slow recovery in the affected …

business credit extensions, more than any single private lender. This Commentary explores the motivations for such a large …

We examine how the cost of corporate credit varies around fiscal consolidations aimed at reducing government debt … price the short-term recessionary effects in loans but large consolidations can reduce or undo the increase in spreads …