loan supply. The empirical evidence shows that loan-rate spread and through this the supply of loans is negatively affected …

This paper examines whether there is a causal relationship between bank loans and deposits in the Vietnamese banking … system and the efficiency of the use of loans and deposits by the Vietnamese banks. In a country such as Vietnam, where inter …-bank money markets are relatively underdeveloped, one would expect a reasonably strong relationship between deposits and loans. A …