Cavalluzzo, Ken; Cavalluzzo, Linda; Wolken, John - Federal Reserve Board (Board of Governors of the … - 1999
differences in small business credit market experiences across demographic groups. We analyze credit applications, loan denials … from small business owners who said they did not apply for credit because they believed that their application would have … been turned down. This set of analyses, in combination with important new information on the personal credit history of the …