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Strategic pricing of payday loans: evidence from Colorado, 2000-2005

DeYoung, Robert; Phillips, Ronnie J. - Federal Reserve Bank of Chicago - 2007

Persistent link: https://www.econbiz.de/10010724267

Exploiting context-dependent preferences to protect borrowers

Dezső, Linda; Bakó, Barna; Neszveda, Gábor - In: Journal of financial services marketing 27 (2022) 4, pp. 291-305

Persistent link: https://www.econbiz.de/10013463734

Are the poor really more trustworthy? A micro‐lending experiment

Kropp, Jaclyn D.; Turvey, Calum G.; Just, David R.; … - In: Agricultural Finance Review 69 (2009) 1, pp. 67-87

why micro‐lending institutions grant loans to poor individuals countering well‐known models of credit markets and credit … implications – The paper includes implications for the administration of micro‐credit loans in China and other developing nations …

Persistent link: https://www.econbiz.de/10014667069

Consumer loans with fixed monthly payments

Yard, Stefan - In: International Journal of Bank Marketing 22 (2004) 1, pp. 65-80

loans. Students were used to test people's spontaneous estimates of loan cost when only the payment pattern was known, but … rather than relative measures when ranking loans. This leads to a bias against loans of longer duration. This can be avoided …

Persistent link: https://www.econbiz.de/10014759807

Are the poor really more trustworthy? A micro-lending experiment

Kropp, Jaclyn D.; Turvey, Calum G.; Just, David R.; … - In: Agricultural Finance Review 69 (2009) May, pp. 67-87

why micro-lending institutions grant loans to poor individuals countering well-known models of credit markets and credit … implications – The paper includes implications for the administration of micro-credit loans in China and other developing nations …

Persistent link: https://www.econbiz.de/10004979829

Decline in consumer credit

In: Federal Reserve Bulletin (1943) Jun, pp. 485-491

Persistent link: https://www.econbiz.de/10005501911

Observing unobservables: identifying information asymmetries with a consumer-credit field experiment

Karlan, Dean; Zinman, Jonathan - In: Proceedings (2005) Apr

; and 3) a dynamic repayment incentive that extends preferential pricing on future loans to borrowers who remain in good …

Persistent link: https://www.econbiz.de/10005414667

Personal bankruptcy and credit market competition

Dick, Astrid; Lehnert, Andreas - Federal Reserve Bank of New York - 2007

the credit market. We document that, following deregulation, (1) overall lending increased, (2) loss rates on loans …

Persistent link: https://www.econbiz.de/10005420638

Albania; Sixth Review Under the Extended Arrangement Under the Poverty Reduction and Growth Facility, Request for a Waiver of Nonobservance of Performance Criterion, and Financing...

International Monetary Fund (IMF); International … - 2005

This paper discusses key findings of the Sixth Review Under the Extended Arrangement Under the Poverty Reduction and Growth Facility (PRGF) for Albania. The macroeconomic performance of the Albanian economy has been good overall, with sustained growth and low inflation. Weak infrastructure and...

Persistent link: https://www.econbiz.de/10005591798

Albania; 2004 Article IV Consultation, Fifth Review Under the Poverty Reduction and Growth Facility, Request for Extension of the Arrangement, and Financing Assurances Reviewâ€”Sta...

International Monetary Fund (IMF); International … - 2005

This paper reviews Albaniaâ€™s 2004 Article IV Consultation, Fifth Review Under the Poverty Reduction and Growth Facility (PRGF), Request for Extension of the Arrangement, and Financing Assurances Review. The macroeconomic performance of the Albanian economy has been remarkable by both...

Persistent link: https://www.econbiz.de/10005591824