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The Economic Effects of Legal Restrictions on High-Cost Mortgages

Steinbuks, Jevgenijs; Elliehausen, Gregory - In: The Journal of Real Estate Finance and Economics 49 (2014) 1, pp. 47-72

We analyze the effects of state predatory mortgage lending laws, which have been a model for recent changes in the United States federal legislation enacted to regulate the mortgage contract terms common in higher-risk mortgage market segments. Using the Rothschild-Stiglitz approach to model...

Persistent link: https://www.econbiz.de/10010866991

FinTech and banks : strategic partnerships that circumvent state usury laws

Elliehausen, Gregory E.; Hannon, Simona M. - In: Finance research letters 64 (2024), pp. 1-10

Persistent link: https://www.econbiz.de/10014531701

The effect of prepayment penalties on the pricing of subprime mortgages

Elliehausen, Gregory; Staten, Michael E.; Steinbuks, … - In: Journal of economics and business 60 (2008) 1, pp. 33-46

Persistent link: https://www.econbiz.de/10007898685

BARR, MICHAEL S. No Slack: The Financial Lives of Low-Income Americans

Elliehausen, Gregory - In: Journal of economic literature 51 (2013) 2, pp. 544-547

Persistent link: https://www.econbiz.de/10010158002

Effects of Bankruptcy Exemptions and Foreclosure Laws on Mortgage Default and Foreclosure Rates

Desai, Chintal A.; Elliehausen, Gregory; Steinbuks, … - In: The journal of real estate finance and economics 47 (2013) 3, pp. 391-415

Persistent link: https://www.econbiz.de/10010181162

Articles - Monitoring the Household Sector with Aggregate Credit Bureau Data

Barron, John M.; Elliehausen, Gregory; Staten, Michael E. - In: Business economics : the journal of the National … 35 (2000) 1, pp. 63-76

Persistent link: https://www.econbiz.de/10006456655

The Costs of Implementing Regulatory Changes: The Truth in Savings Act

Elliehausen, Gregory; Lowrey, Barbara R. - In: Journal of financial services research : JFSR 17 (2000) 2, pp. 165-180

Persistent link: https://www.econbiz.de/10007049207

Regulation of Subprime Mortgage Products: An Analysis of North Carolina's Predatory Lending Law

Elliehausen, Gregory; Staten, Michael E. - In: The journal of real estate finance and economics 29 (2004) 4, pp. 411-434

Persistent link: https://www.econbiz.de/10007100313

A COMPARATIVE ANALYSIS OF PAYDAY LOAN CUSTOMERS

Lawrence, Edwardc; Elliehausen, Gregory - In: Contemporary economic policy : a journal of Western … 26 (2008) 2, pp. 299-316

Persistent link: https://www.econbiz.de/10007991211

The effect of prepayment penalties on the pricing of subprime mortgages

Elliehausen, Gregory; Staten, Michael E.; Steinbuks, … - In: Journal of economics and business 60 (2008) 1, pp. 33-47

Persistent link: https://www.econbiz.de/10008881164