The author, one of the founders of the UK Asset and Liability Management Association ten years ago, looks back at developments since. He looks at how the embryo skills of asset and liability management used to be used and at the threats, like the international accounting standard dealing with...

This paper presents an analysis of customer choice criteria in the home loans market in the UK. In particular, the study investigates the relative importance of choice criteria according to consumers and also analyses differences in the importance of choice criteria with respect to a number of...

Presents the results of an empirical study that investigates comparatively the mortgage‐pricing determinants of national, regional and local building societies. Considers and discusses the importance of the three main generic strategies (focus, differentiation and cost leadership) and building...