Showing 1 - 10 of 44,799
This paper is motivated by high levels of non-performing loans in the Zimbabwean banking sector since dollarization in 2009. Banks are well known for their function of providing liquidity in the economy. Normal loan awarding require credit analysis. Credit analysis is undertaken to assess the...
Persistent link: https://www.econbiz.de/10012872235
Revisiting historical criticism of usury and interest (e. g., by Aristotle, Thomas Aquinas, or Martin Luther) against … system, traditional criticism of usury refers to past experiences which nonetheless are often neglected in economic policy or …, moral criticism of usury also illustrates the necessity to provide for resolving problems of over-indebtedness in a regular …
Persistent link: https://www.econbiz.de/10012434928
Revisiting historical criticism of usury and interest (e. g., by Aristotle, Thomas Aquinas, or Martin Luther) against … system, traditional criticismof usury refers to past experiences which nonetheless are often neglected in economic policy or …, moral criticism of usury also illustrates the necessity to provide for resolving problems of over-indebtedness in a regular …
Persistent link: https://www.econbiz.de/10012155250
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Systemic … usury exploits poverty by shifting usury into additional products and leveraging usury gains by stringing together … individual loan agreements. This paper reviews the economic rationale for usury legislation and on this basis evaluates the …
Persistent link: https://www.econbiz.de/10012027590
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the … term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by … contracts. This paper reviews the economic rationale for usury legislation and evaluates the European Consumer Credit Directive …
Persistent link: https://www.econbiz.de/10012132614
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the … term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by … contracts. This paper reviews the economic rationale for usury legislation and evaluates the European Consumer Credit Directive …
Persistent link: https://www.econbiz.de/10012507235
different legal rules, among such possible regulations are clear usury ceilings, prominent price disclosure in advertisements … that usury ceilings or other limitations lead to cost transfers; however, a final assessment of such effects is beyond the …
Persistent link: https://www.econbiz.de/10010310619
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the … term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by … contracts. This paper reviews the economic rationale for usury legislation and evaluates the European Consumer Credit Directive …
Persistent link: https://www.econbiz.de/10012142922
Usury is a frequent occurrence in consumer credit markets and particularly affects low-income households. Although the … term usury conjures images of a greedy individual consciously acting to exploit the weak bargaining position of another by … contracts. This paper reviews the economic rationale for usury legislation and evaluates the European Consumer Credit Directive …
Persistent link: https://www.econbiz.de/10012507905
Microborrowers may take usurious loans to repay a loan taken from a microfinance institution because of having neglected the time inconsistency of optimal plans or having discounted future payoffs too strongly from the ex-post perspective. Microfinance programs should strive at preventing such...
Persistent link: https://www.econbiz.de/10009620576