Prevention policies against flood, such as dams or levees, are commonly designed by local jurisdictions and for most, they exert externalities on neighbouring jurisdictions. We study a model in which each jurisdiction chooses its collective prevention effort depending on the flood risk and on...

Insurance coverage for natural disasters remains low in many exposed areas. A limited supply of insurance is commonly identified as a primary causal factor in this low insurance coverage. The French overseas departments provide a rare natural experiment of a well-developed supply of natural...

Prevention policies against flood, such as dams or levees, are commonly designed by local jurisdictions and for most they exert externalities on neighboring jurisdictions. Each jurisdiction chooses its collective prevention effort depending on the insurance system that covers its inhabitants. As...

Les Départements d’Outre Mer (DOM) sont plus exposés aux risques naturels que la métropole. Pourtant, les ménages y sont moins nombreux à être assurés contre les catastrophes naturelles. En France, l’assurance habitation inclut obligatoirement la garantie contre les catastrophes...

Les départements d'Outre-mer (Dom) sont plus exposés aux risques naturels que la France métropolitaine. Pourtant, seuls 52 % des ménages des Dom ont souscrit pour leur résidence principale une assurance habitation, qui inclut obligatoirement la couverture des catastrophes naturelles, alors...

In France comprehensive house insurance includes coverage against natural disasters. Whereas the French overseas departments are more exposed to natural risks than continental France, only 52% of households in overseas departments have purchased house insurance for their main home in 2006,...

Natural risks have major impact on our daily life and on our national, local and individual economy. In the framework of the sustainable development, consistent and effective means of prevention have to be set up. The risk recognition is one of the main factors affecting economic decisions, such...

The French departments overseas are more exposed to natural risks than continental France. Nevertheless, they are less insured against natural disasters. In France, any housing insurance contract includes the coverage against natural disasters. In 2006, only 52% of households in departments...

Le régime de l’assurance des catastrophes naturelles en France est actuellement en équilibre. Cependant, un évènement majeur peut le déséquilibrer et l’Etat peut être appelé en garantie. Des événements climatiques récents ont conduit à l’élaboration d’une réforme,...