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This paper explores the relationship between microcredit and poverty reduction. To investigate this question, we posit …, technology, product demand and entrepreneurial skills. The paper argues that the impact of microcredit is likely to be different … economic environment, marked by stagnant technology and market saturation. Finally, it is suggested that microcredit has a …
Persistent link: https://www.econbiz.de/10009611719
Numerous authors point to a decline in joint liability microcredit, and rise in individual liability lending. But …
Persistent link: https://www.econbiz.de/10013003546
We partnered with a micro-lender in Mali to randomize credit offers at the village level. Then, in no-loan control villages, we gave cash grants to randomly selected households. These grants led to higher agricultural investments and profits, thus showing that liquidity constraints bind with...
Persistent link: https://www.econbiz.de/10013020442
microcredit, assessing both the general impact of the intervention and the heterogeneity across contexts. The general impact on …% households who previously operated businesses before microcredit expansion. A cautious assessment of the correlations between …
Persistent link: https://www.econbiz.de/10013020777
Micro-financing has been instrumental in alleviating poverty in rural and urban India as in different parts of the world. This paper provides an overview of how micro-financing has changed the lives of the poor in terms of their socio-economic empowerment and sustainable livelihoods based on...
Persistent link: https://www.econbiz.de/10012904880
Two for-profit Philippine social enterprises, aiming to demonstrate corporate social responsibility by increasing microlending to the poor, incorporated a widely-used poverty measurement tool into their loan applications and tested the tool using randomized training content. Treated loan...
Persistent link: https://www.econbiz.de/10012899916
Microfinance institutions (MFIs) work towards financial inclusion, livelihood sustainability through micro …
Persistent link: https://www.econbiz.de/10012903351
microfinance lenders among the unbanked. …
Persistent link: https://www.econbiz.de/10012587506
The existing theoretical analysis of microfinance focuses on the nature of the loan contracts that mitigates the … generation' puzzles and debates in the microfinance movement. Our analysis shows that a focus on the labor market helps explain a … number puzzling aspects of microfinance in developing countries like (i) credit-worthiness of poor women borrowers facing …
Persistent link: https://www.econbiz.de/10014048506
The main objective of this study is to measure the impact of Amanah Ikhtiar Malaysia's microcredit program on household … quasi-experimental approach. Findings of this study reveal that participation in microcredit program would lead to an …
Persistent link: https://www.econbiz.de/10014160169