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profitability of small business credit (and related information) services. The present study employs recently available business … relationship between bank profits and small business credit. Regression analyses are conducted using the rate of return on assets … potentially could influence this relationship. Due to the fact that small and large banks differ considerably in their lending …
Persistent link: https://www.econbiz.de/10011310356
Finance companies have been perceived as isolated and insignificant lenders, attracting high risk borrowers and charging these borrowers relatively high prices. Using the 1988 National Survey of Small Business Finance, this study examines the relationship between finance companies and other...
Persistent link: https://www.econbiz.de/10011310355
Finance companies have been perceived as isolated and insignificant lenders, attracting high risk borrowers and charging these borrowers relatively high prices. Using the 1988 National Survey of Small Business Finance, this study examines the relationship between finance companies and other...
Persistent link: https://www.econbiz.de/10010790660
We investigate the impact of interest and non-interest products and services on the margin a bank can derive from a … contribute to the bank’s margin, whereas short-term loans as well as other additional products and services do not affect the … bank’s margin, and cash management services even seem to reduce the bank’s margin. The findings suggest that small …
Persistent link: https://www.econbiz.de/10011881571
evidence of standardized versus relationship lending methods in both total bank credit as well as credit emanating from the … finds relationship lending inherent within the primary bank, whereas competing bank sources employ standardized lending …Using the 1998 Survey of Small Business Finances and banking data to produce a bank-firm match, the author tests for …
Persistent link: https://www.econbiz.de/10010790624
volatility of growth and profitability are bank-size dependent, and (iii) the relationship between growth and profitability of a … evidence of persistence in bank growth. However, our findings suggest significant persistence in bank profitability. Moreover …This paper investigates (i) whether growth and profitability persist in banking firms, (ii) whether the level and …
Persistent link: https://www.econbiz.de/10003883061
analyzes how bank-specific characteristics, macroeconomic variables, and industry-specific factors affect the profitability of … income levels, we show that the determinants of bank profitability included in our model can explain existing profitability … important impact on the determinants of bank profitability …
Persistent link: https://www.econbiz.de/10013057174
The present study aims to identify the internal and external factors that affect the profitability of banks operating … 2007 to 2020. Two dependent variables were used as the profitability indicators of banks, namely, the Return on Equity (ROE … positively affect profitability of public, private, and foreign banks. …
Persistent link: https://www.econbiz.de/10014316627
that the profitability and risk of savings and cooperative banks do differ from the one of commercial banks, but that the … profitability and risk differences depend on the characteristics of the comparison group. Hence, it appears as if it is distinct … operational and ownership characteristics rather than the mere fact that a bank is a savings or cooperative banks, which explain …
Persistent link: https://www.econbiz.de/10013157973
Failure in bank corporate governance has been seen as a contributing factor to excessive risk-taking pre-crisis with … managerial incentives on bank crisis performance is scarce. Moreover, bank strategy has not previously been accounted for. Hence …, this paper presents novel findings on drivers for bank risk-taking and crisis performance. Specifically, I find a positive …
Persistent link: https://www.econbiz.de/10013031714