As health insurance becomes available outside of the employment relationship as a result of the Affordable Care Act (ACA), the cost of applying for Social Security Disability Insurance (SSDI)–potentially going without health insurance coverage during a waiting period totaling 29 months from...

Countries that seek to provide universal health coverage deal with considerable publicly funded expenses. This article discusses if a private health insurance subsidy policy can reduce the expenses covered by the public system. A theoretical model is developed in which individuals are...

We study the welfare consequences of a switch from risk-rated premiums to community-rated premiums using a two stage model of health insurance demand and detailed claims data from Chilean health insurers. In this context, because the consumer's available choice set depends directly on income,...

Objective: Vietnam’s healthcare system has undergone numerous reforms while institutionalizing a market-based mechanism. Still the poor cite medical costs and inadequate insurance as the reason to destitution risks. The reality gives rise to evidence on: 1) Effects of residency status,...

The Affordable Care Act is one of the most debated and dividing pieces of legislation in recent memory. One of the main elements of the ACA is the optional expansion of Medicaid eligibility to 138\% of the federal poverty line. The current debate has focused on the direct effects of the newly...

A policy proposal to address the over-use of emergency departments by the uninsured is expanding public insurance. However, the uninsured are typically not the only recipients of expansions -- crowd-out occurs, and the two groups face radically different price changes. Using the Low Income...

This article analyzes subject recruitment for the Mental Health Treatment Study (MHTS) — a national 23-site randomized trial that provided access to effective treatment and rehabilitation interventions for Social Security Disability Insurance (DI) beneficiaries with psychiatric impairments. We...

An alarming rise in deaths since early 2012 has led to a deterioration of life expectancy in the UK and elsewhere in the world. In the UK several studies sought to implicate austerity as the cause of the increased deaths. However, these studies did not cite other studies which document behaviour...

I use the Medicare Part D prescription drug insurance market to examine the dynamics of firm interaction with consumers on an insurance exchange. Enrollment data show that consumers face switching frictions leading to inertia in plan choice, and a regression discontinuity design indicates...

We use data from the Accelerated Benefits demonstration to estimate the impacts of providing newly entitled disability insurance (DI) beneficiaries with health insurance and additional services during the DI program's 24-month Medicare waiting period. While health insurance alone did not...