Banks may be unable to refinance short-term liabilities in case of solvency concerns. To manage this risk, banks can … buffers can be imposed, transparency is not verifiable. Moreover, liquidity requirements can compromise banks' transparency …

. Using data from the syndicated loan market, we exploit variation in banks’ reliance on wholesale funding and their … bank credit. We find that banks with strong balance sheets were better able to maintain lending during the crisis. In … particular, banks that were ex-ante more dependent on market funding and had lower structural liquidity reduced the supply of …

After the financial crisis financial regulators increased banks’ capital adequacy ratios (CET1/RWA) requirements in …, some of which might affect bank’s ability to finance the real economy. We perform a decomposition of the changes in capital … adequacy ratios into seven factors to check whether banks adjusted their capital ratio by increasing equity, by reducing loans …

second question, concerning the appropriateness of the uniformity of solvency regulation directed at banks and insurers …Basel III, regulating the solvency of banks, is to be fully implemented by 2027 while Solvency III directed at insurers … the solvency of banks and insurers in the same way? The first question is motivated by an earlier finding that Basel I and …

second question, concerning the appropriateness of the uniformity of solvency regulation directed at banks and insurers …Basel III, regulating the solvency of banks, is to be fully implemented by 2027 while Solvency III directed at insurers … the solvency of banks and insurers in the same way? The first question is motivated by an earlier finding that Basel I and …