PurposeThere is increasing debate about how to finance the increasing costs of our ageing societies. Much attention in Europe has recently focussed on the extent to which households would be willing to use home equity conversion products. The question to which extent home equity can contribute...

Among international urban scholars and professionals, the City of Amsterdam is often characterized as a competitive global city with a high degree of social justice (Fainstein, 2010). The Dutch housing market is characterized by a high degree of government intervention. Housing policy in the...

The value gap between rented houses and owner_occupied houses is well known in the literature. It is identified as a factor that may give rise to a gentrification process (Hamnett & Randolph, 1988). The increase of the owner_occupied sector at the expense of the rented sector is also partly...

There is strong evidence of a seasonal pattern in Dutch house prices; prices tend to increase stronger in the second quarter of the year. This is reported both in popular reports from banks (e.g. Rabobank, the largest mortgage supplier of the Netherlands) and in academia (e.g. De Wit & Van der...

This paper is the first part of a dissertation with various topics on the Dutch housing market. Future research is likely to include studies into price formation and development, and consumer behavior in the housing market. Conijn (2006) claims that the Dutch housing market is strongly...

House prices have risen steeply globally during the late 1990ís and early 2000ís and, since the global financial crisis, decreased again. Meanwhile, household debt has increased to unprecedented heights in many countries. Increased leverage combined with decreasing property prices results in...

Housing service are enormously subsidized in the Netherlands (e.g. Conijn, 2008). Home-owners are subsidized mainly through mortgage interest deductibility and tax free capital gains over home equity. Renters receive two kinds of subsidies in the Netherlands: first, there is an income dependent...

Financial and real estate crises and “the new way of working�� reduce the need for office space, and office markets become replacement markets without a quantitative need for new office buildings: New buildings drive out bad buildings. In the Netherlands, currently 15% of the office...