. Findings – The authors find there is evidence that Farm Credit Service associations use patronage refunds as a capital …Purpose – The authors aim to investigate what influences a Farm Credit System association to make a patronage refund … decision. It is unclear whether patronage refunds have been used more as a capital management tool or as a member recruitment …

Much farm financial risk research has involved the application of "credit-scoring" models. We approach the issue of … perceived by lenders) tends to be higher for farms with less wealth (net worth) and more loans. Farm operators who live on their …

two groups were very different. A small percentage of real estate agents believed that indigenous biodiversity on farms …

landowner always balks at the cost. The program assumes the landowner has the capital to make the initial investment. For …

capital) is related to farm access to credit in the Central and Eastern Europe (CEE) transition countries. Design … situations where farms having access to credit systematically differ from those that do not. Findings – It is found that farms … are asymmetrically credit constrained between inputs. The use of variable inputs and capital investment increases up to 2 …

Purpose – Nonfarm small businesses are an integral part of the US economy, and access to credit is crucial to their … households operating a small business; and identify key factors that differentiate these businesses in their access to credit … these data sets asks similar financial, demographic, and access to credit questions. Combining these data provide a unique …

Purpose – Many associations in the Farm Credit System, which are financial cooperatives, pay their member-borrowers a …, some Farm Credit associations have offered lower interest rates on new loans but these new member-borrowers have to forgo … Credit member-borrowers' preferences for patronage refunds received as a cash payment versus lower fixed real estate interest …