market failures or other deficiencies, and the structure of our current system of regulation. To illustrate our analytical …

Over the past decade, cost-benefit analysis in the field of financial regulation (“financial CBA”) has emerged as a … benefit analysis in the area of consumer financial regulation. This taxonomy reflects traditional market failures, cognitive … be considered state-of-the-art benefit analysis in consumer protection regulation in the years immediately following the …

Finance has pro- posed a new Micro Finance Institutions (Development & Regulation) Bill. This paper undertakes a detailed …

In the U.S., unlike much of the rest of the world, the mixing of banking and commerce is largely prohibited. One … been raised against the mixing of banking and commerce, finding most to be theoretically weak or lacking in empirical … support, and discusses several efficiencies that may arise from the integration of banking and commerce. …

makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better … challenges are addressed, capital regulation can be a powerful tool for enhancing the role of banks in the economy. …

banking system. This article aims to reconcile the views of the academics and regulators about bank capital regulation …The global financial crisis has further highlighted the importance of bank capital regulation for the stability of the …. Lightweight and procyclical bank capital regulation with ample possibilities for regulatory arbitrage has contributed to the pre …

benefits. Contrary to claims in the literature that “equity is expensive” and that regulation requiring more equity in the … funding mix entails costs to society, such regulation actually helps create useful commitment for banks to avoid the … inefficiently high borrowing that comes under laissez-faire. Effective regulation is beneficial even without considering systemic …

. Contrary to claims in the literature that "equity is expensive" and that regulation requiring more equity in the funding mix … entails costs to society, such regulation actually helps create useful commitment for banks to avoid the inefficiently high … borrowing that comes under laissez-faire. Effective regulation is beneficial even without considering systemic risk; if such …