-level sources of risk are much easier for corporate governance and regulation to address than risk arising at the systemic level … limited role in the regulation of systemic risk and then relates this discussion to the current state of affairs in the …

In the U.S., unlike much of the rest of the world, the mixing of banking and commerce is largely prohibited. One … been raised against the mixing of banking and commerce, finding most to be theoretically weak or lacking in empirical … support, and discusses several efficiencies that may arise from the integration of banking and commerce. …

regulations and common law rules. Regulation of insurance is predominantly done by the fifty states, and this increases the system …'s complexity. The regulatory regimes generally divide the industry, the subject of regulation, from the consumers, which are to be … insurance law and regulation within the legal system, and in particular the divide between business or commercial insurance and …

after them, and whether inadequate consumer protection regulation was a contributor to the financial crisis. Arguments over … these questions are misplaced. Consumer protection regulation is commonplace in financial markets, and is essential even … based on consideration of the benefits and shortcomings of current consumer protection regulation, and how a dedicated …