This study seeks to determine the impact the fall in global oil prices post-2014 had on the welfare of the populations of three resource-rich post-Soviet states: Russia, Kazakhstan, and Azerbaijan. Changes in welfare will be explored through the analysis of several socio-economic indicators...

The microfinance movement reached developed countries in the late 1980s and it is still a niche market. This chapter starts with a brief history of microfinance in the North. Next, it develops a supply-side perspective and pays special attention to the features of developed countries that shape...

German Abstract: Zusammenfassung Als Folgerungen und Zusammenfassung kann behauptet werden – viele in der estnischen Gesellschaft lebende Menschen, die die Situation in unserer Wirtschaft und im Bildungswesen kennen, stehen auf dem sicheren Standpunkt, dass ohne eine zusätzliche Finanzierung...

This paper compares the loans granted to male and female entrepreneurs by a French microfinance institution (MFI). The sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first period, the MFI does not co-finance projects with...

We investigate the impact of 2020 COVID-19 rental eviction moratoria on household well-being. Analysis of new panel data indicates that eviction moratoria reduced evictions and resulted in redirection of scarce household financial resources to immediate consumption needs, notably including food...

This paper reproduces a chapter from the author’s 2018 PhD thesis ‘The Digital Donga: Universal Access and Service in South Africa (1994 - 2014)’. The author’s subsequent book Regulating Telecommunications in SA: Universal Access & Service was published by Palgrave Press in 2020, and can...

This chapter deals with the awarding of telecommunications licences in under-serviced area, a pioneering but unsuccessful intervention aimed at providing universal access and service. The granting of a series of telecommunications licences to new operators to provide telephony to under-serviced...

This chapter deals with the establishment of South Africa’s universal service fund, the country’s second major international best practice intervention aimed at providing universal access and service. The institutional arrangements governing the Fund, how contributions were levied, collected...

We present novel evidence showing how the financing choice of landlords impacts eviction decisions in rental markets. Since multifamily loans rely on timely rental payments, strict underwriting factors can increase the chances that landlords withstand income shocks. Lender provided relief may...