Purpose - Small and medium enterprises' (SMEs) capital structure and financial policies are important areas of policy concern. Only a limited number of studies on capital structure have, however, been conducted on SMEs, and this deficiency is particularly evident when investigating what...

This study focuses on micro and small enterprises (MSEs) in five low income countries located in Sub-Saharan Africa and investigates the various firm attributes that determine access to credit, in particular the role of firm informality. The topic has become a central focus of MSE rejuvenation...