Canadian tax rules allow accumulation of retirement savings in “tax assisted” plans, including defined-benefit (DB … class” incomes, who will not receive enough pension income from programs such as Old Age Security (OAS) and the Canada … retirement, and must do so in DC pension plans and RRSPs. In the current environment of low interest rates, an aging population …

this threat would help employers act in good faith to enhance the retirement incomes of Canadians. …

Retiring babyboomers are driving a shift from retirement-fund accumulation to decumulation, but they need better … funds available to them for the long haul. Policy changes should improve the "infrastructure" for decumulation products by … of decumulation products and promote consumer education …

-based retirement plan, and to know the characteristics of workers with and without a plan - the subject of this paper. The findings … (typically a 401(k)-type plan). In 2007, 18.1 percent of family heads who participated in an employment-based retirement plan had … significant impact on the funds available for these participants in retirement. The EBRI-ERF Retirement Security Projection Model …

With a new Congress and a new president in Washington, how are U.S. retirement policies likely to change? Possibly … structure and federal budget in ways that could fundamentally change how private-sector retirement plans are treated in the tax … code. Retirement, as a stand-alone issue, is no longer a high legislative priority in Washington. And second, because of …

of several policies that seek to address job quality, including universal health insurance, a universal retirement system …

-market exit among older workers. Raising the retirement age is particularly concerning for near-retirement age workers with such … jobs. Despite the fact that the retirement age increase is supposed to encourage workers to work longer, many workers would … reduced benefits. An increase in the retirement age or other cuts in Social Security benefits are also likely to put a greater …

– mostly in the form of home equity – which they stood to lose as a result of the crisis. Since they are at or near retirement … benefit structure, 2. Accelerating and extending the increase in the normal retirement age, and 3. Reducing the annual cost …