to subsidised formal credit. Due to lack of infrastructure and poor access to institutional credit, exploitation of …, India shows that the access to formal credit is limited in rural areas although there exist a high demand for it. This … suggests a high degree of credit rationing by the formal lender in Kalahandi. The study also suggests that minimisation of …

graduates’ reemployment of additional education programs compared to informal and non-formal learning activities. We take life … European Union Member States. The survey covers adult participation in formal and Non-Formal Education and informal activities … and comprises 11289 cases (individuals). When assessing the main influences of education, non-formal and Informal Learning …

This paper analyzes whether caste impedes access to formal agricultural credit in India. Credit is provided mainly …

The coexistence of formal and informal suppliers of credit in a market generates the need of analyzing how those … households’ participation in the formal and informal sectors of the credit market, with emphasis in the amount borrowed and … find evidence that the formal and informal markets of credit are not perfect substitutes because there are households in …