The Boston Federal Reserve study (Munnell et al. 1996) concluded that illegal discrimination is a statistically significant contributor to the observed gap between white and minority residential-mortgage rejection rates. The Boston study speculated that discrimination arises because lenders do...

I am unable to copy/paste a rather lengthy abstract, but the paper provides a detailed theoretical model of human migration which is then tested using a discrete choice probit model.

While unable to copy/paste the abstract, the paper examines the relative importance of job search and housing demand along with exploring the extent of equilibrium and disequilibrium in migration and job change.