Francke, M.K.; Schilder, F.P.W. - In: Journal of European Real Estate Research 7 (2014) 3, pp. 307-326
Purpose – This paper aims to study the data on losses on mortgage insurance in the Dutch housing market to find the key drivers of the probability of loss. In 2013, 25 per cent of all Dutch homeowners were “under water”: selling the property will not cover the outstanding mortgage debt....