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Tendencias a medio plazo en la banca espanola

Fernandez de Lis, Santiago; Rubio, Ana - BBVA Research, Grupo BBVA - 2013

Tras la crisis financiera internacional, el sistema bancario espanol tendra que afrontar un nuevo entorno, en el que las condiciones no seran tan benignas como lo eran antes de la crisis ni tan extremas como lo son en la actualidad. En este articulo se pasa revista a las principales tendencias...

Persistent link: https://www.econbiz.de/10010784839

The potential of mobile banking in Peru as a mechanism for financial inclusion

Lopez-Moctezuma, Carlos; Fernandez de Lis, Santiago; … - BBVA Research, Grupo BBVA - 2013

The Peruvian economy in recent decades has grown in step with growth in the financial system. However, banking … lines in a country of 30 million inhabitants). This paper aims to set out the current state of development of mobile banking … and estimate the potential demand for mobile banking as well as e-money. To achieve this aim, we use survey information to …

Persistent link: https://www.econbiz.de/10010784840

Potencialidad del desarrollo de hipotecas inversas como complemento pensionario: el caso de Chile

Alonso, Javier; Tuesta, David; Lamuedra, Maria - BBVA Research, Grupo BBVA - 2013

Las hipotecas inversas se han venido constituyendo en una alternativa para generar flujos de ingresos liquidos durante la etapa de jubilacion en algunos paises desarrollados. Teniendo en cuenta que los riesgos de menores recursos durante la etapa de vejez suelen ser enfrentados con un abanico...

Persistent link: https://www.econbiz.de/10010784841

Financiando la jubilacion con activos inmobiliarios: un analisis de caso para Mexico

Hoyo, Carmen; Tuesta, David - BBVA Research, Grupo BBVA - 2013

Los activos inmobiliarios representan un ahorro importante de las familias con el que llegan a la etapa de retiro. En base a ello, las hipotecas inversas son un producto desarrollado en algunos paises como alternativa para generar flujos de ingresos liquidos durante la jubilacion. Teniendo en...

Persistent link: https://www.econbiz.de/10010784845

Financing retirement with real estate assets: an analysis of Mexico

Hoyo, Carmen; Tuesta, David - BBVA Research, Grupo BBVA - 2013

Real estate assets represent a major form of savings for families when they reach retirement age. Reverse mortgages are a financial product developed as an alternative way of generating flows of liquid income during retirement in some countries. As income during old age must be diversified from...

Persistent link: https://www.econbiz.de/10010784846

Determinants of the Capital Adequacy Ratio of a Foreign Bank’s Subsidiaries: The Role of the Interbank Market and Regulation of Multinational Banks

Mili, Mehdi; Sahut, Jean-Michel; Trimeche, Hatem - Institut de Préparation à l'Administration et à la … - 2014

This paper examines the factors influencing the capital adequacy ratio (CAR) of foreign banks’ subsidiaries. We use data from 340 subsidiaries of 123 multinational banks and test whether the subsidiaries’ capital ratio depends on the

Persistent link: https://www.econbiz.de/10010784887

Competition and the bank lending channel in Eurozone

Leroy, Aurélien - In: Journal of International Financial Markets, … 31 (2014) C, pp. 296-314

characteristics and, in particular, to their market power, using banking micro-data from Eurozone countries over the period from 1999 …

Persistent link: https://www.econbiz.de/10010784957

Dynamic correlation analysis of spill-over effects of interest rate risk and return on Australian and US financial firms

Akhtaruzzaman, Md; Shamsuddin, Abul; Easton, Steve - In: Journal of International Financial Markets, … 31 (2014) C, pp. 378-396

This paper examines the spill-over effects of interest rate risk and return on Australian and US financial firms using a dynamic conditional correlation GARCH model. Australian banks exhibit negative exposure to changes in both domestic and US interest rates, and US interest rate volatility is...

Persistent link: https://www.econbiz.de/10010784958

The influence of product age on pricing decisions: An examination of bank deposit interest rate setting

Anderson, Robert D.J.; Ashton, John K.; Hudson, Robert S. - In: Journal of International Financial Markets, … 31 (2014) C, pp. 216-230

Do banks extract rent from depositors who hold older deposit accounts? This study addresses this question using product level data from the UK instant access (branch based) deposit market. In this context, two research questions related to the conditions necessary for differential pricing for...

Persistent link: https://www.econbiz.de/10010784962

Joint market power in banking: Evidence from developing countries

Marrouch, Walid; Turk-Ariss, Rima - In: Journal of International Financial Markets, … 31 (2014) C, pp. 253-267

components to pricing: rent extraction and input costs. We measure the ability of the banking industry to extract rents from the …

Persistent link: https://www.econbiz.de/10010784966