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Quality Improvement of the Offered Services – Solution for the Banking System Management in Romania

Dan, Popescu; Dinculescu Elena –Silvia; Mihaela, Bursugiu - In: Ovidius University Annals, Economic Sciences Series XI (2011) 2, pp. 1079-1082

Quality management banking perspective is extremely interesting, from the point of view of the activities specific, and …

Persistent link: https://www.econbiz.de/10010632399

Country Risk Rating - Factorial Analysis Method

Cornelia, Piciu Gabriela - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1606-1610

, but also using techniques adopted by banking institutions. The purpose is to offer clients more exact information’s about … the risks in order to obtain the best optimization of banking portfolio. …

Persistent link: https://www.econbiz.de/10010632430

The Evolution of Non-Performing Credits in Romania

Ramona-Ionela, Tofãnicã - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1712-1716

This paper is an overview of the specialty literature as regards the non-performing credits, both globally and at the level of our country, expressing my own point of view concerning the evolution of this phenomenon. My paper shows that first of all it is necessary to make an analysis of...

Persistent link: https://www.econbiz.de/10010632497

Loan and Interest Rate in Romania. Evolutions, Correlations and Perspectives

Irena, Munteanu; Alexandru, Negrea - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 529-533

The relation between the volume of loan and the interest rate occupies an important role with economic theories. In the real economy, these theories are sometimes confirmed and at other times infirmed. This study proposes to identify the existing connection between the evolution of the loan and...

Persistent link: https://www.econbiz.de/10010632514

Importance of Assessing and Managing Credit Risk in Banking Institutions

Dragos, Florea - In: Ovidius University Annals, Economic Sciences Series XII (2012) 1, pp. 1419-1422

comply with the standards and the regulations on credit risk assessment and management. A performance banking strategy should …

Persistent link: https://www.econbiz.de/10010632622

The Analysis of the Leasing Activity in Romania – Advantages, Evolution and Perspectives

Cerasela, Spatariu Elena; Nicoleta, Asalos; Mihaela, … - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 744-746

–limited and expensive financing, banking system bureaucracy – and allows the societies to obtain the right to use, with …

Persistent link: https://www.econbiz.de/10010632678

Dilemmas in the Banking Laws

Madalina, Botina; Marilena, Marin - In: Ovidius University Annals, Economic Sciences Series X (2010) 2, pp. 91-94

Although they have gained important experience in the 20 years following the passage to a market economy, banks remain vulnerable to criminal attacks and are defeated by judiciary errors. On the other had, life shows the impressive number of facets of a bank manager’s responsibility. In...

Persistent link: https://www.econbiz.de/10010632699

The Analysis and Assessment of the Credit Risk

Marioara, Mirea; Ainur, Aivaz Kamer - In: Ovidius University Annals, Economic Sciences Series XI (2011) 2, pp. 809-814

The commercial banks main operation is the granting of credits that occupies the first place among the total investments. Any bank assumes risks to a certain extent when granting credits and certainly all the banks generally incur losses when some debtors fail to comply with their obligations....

Persistent link: https://www.econbiz.de/10010632712

The Role of Information Technology on the Banking Industry

Cornelia, Piciu Gabriela; Georgiana, Chiþiga - In: Ovidius University Annals, Economic Sciences Series XI (2011) 1, pp. 1659-1661

The article presents a study which aims to analyze the role of information technology (IT) in the banking industry …. Technological innovations have enabled the industry to open up efficient delivery channels. IT has helped the banking industry to … electronic communications have reached the forefront of the policy agenda. And the line between electronic banking and electronic …

Persistent link: https://www.econbiz.de/10010632755

Interest rate spreads in the Euro area: fundamentals or sentiments?

Goedl, Maximilian; Kleinert, Joern - Institut für Volkswirtschaftslehre, Social- und … - 2013

We analyze the determinants of interest rates on long-term government bonds within the Eurozone to assess whether the recent divergence in interest rates is attributable to changes in common economic fundamentals. First, we show that the panel approach, mostly employed by existing literature on...

Persistent link: https://www.econbiz.de/10010632851