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Evidence on the impact of the public guarantee and direct aid schemes on Spanish firms during the covid-19 crisis

Blanco, Roberto; Mayordomo, Sergio

Tras el estallido de la pandemia del COVID-19, las autoridades económicas en muchos países desplegaron medidas de apoyo a la liquidez y a la solvencia de las empresas. En este artículo se analizan los efectos que tuvieron dos medidas implementadas por las autoridades españolas: el programa...

Persistent link: https://www.econbiz.de/10014377367

The impact of the Countercyclical Capital Buffer on credit: evidence from its accumulation and release before and during COVID-19

Bedayo, Mikel; Galán Camacho, Jorge E.

El colchón de capital anticíclico (CCyB, por sus siglas en inglés) se ha convertido en una herramienta macroprudencial muy importante para reforzar la resistencia de los bancos debido a su diseño anticíclico y a su posibilidad de ser liberado. Sin embargo, la evidencia sobre su impacto en...

Persistent link: https://www.econbiz.de/10014513239

Should macroprudential policy target corporate lending? Evidence from credit standards and defaults

Férnandez Lafuerza, Luis; Galán, Jorge E.

El presente documento muestra evidencia clara de la asociación entre los estándares crediticios en la concesión de un préstamo y el riesgo de impago, una cuestión que ha recibido poca atención en la literatura macrofinanciera, más allá de lo relativo al mercado hipotecario. Usando datos...

Persistent link: https://www.econbiz.de/10014528431

The Effects of Bank Capital on Bank Credit Creation. Panel Evidence from Austria

Hahn, Franz R. - 2002

Persistent link: https://www.econbiz.de/10011435108

Bank credit and productivity: Evidence from Mexican firms

Villalpando Benítez, Mario - 2015

Based on a survey of Mexican firms, this paper provides evidence of the positive effect of bank credit on firms' productivity. This effect is larger for those firms with access to bank credit and investment opportunities than for firms that only have either investment perspectives or bank...

Persistent link: https://www.econbiz.de/10011445072

Banking sector credit and economic growth in Nigeria: An empirical investigation

Akpansung, Aniekan O.; Babalola, Sikiru Jimoh - In: CBN Journal of Applied Statistics 02 (2011) 2, pp. 51-62

The paper examines the relationship between banking sector credit and economic growth in Nigeria over the period 1970 … (IND) to GDP Estimated regression models indicate that private sector credit impacts positively on economic growth over the … period of coverage in this study. However, lending (interest) rate impedes economic growth. Over and above, the paper …

Persistent link: https://www.econbiz.de/10011482562

Credit Constraints, Heterogeneous Firms and Loan Defaults

Fidrmuc, Jarko; Ciaian, Pavel; Kancs, d'Artis; … - 2011

In light of the recent financial and economic crisis the present paper analyzes the determinants of loan default. We employ a unique firm-level panel data of 700 bank loans given to small and medium sized enterprises in Slovakia between 2000 and 2005 to investigate three loan default hypothesis....

Persistent link: https://www.econbiz.de/10011496165

Monetary Policy and Bank Lending in Developing Countries: Loan Applications, Rates, and Real Effects

Abuka, Charles; Alinda, Ronnie K.; Minoiu, Camelia; … - In: Journal of Development Economics 139 (2019), pp. 185-202

Recent studies of monetary policy in developing countries document a weak bank lending channel based on aggregate data. In this paper, we bring new evidence using Uganda's supervisory credit register, with microdata on loan applications, volumes and rates, coupled with unanticipated variation in...

Persistent link: https://www.econbiz.de/10012210867

Loan types and the bank lending channel

Ivashina, Victoria; Laeven, Luc; Moral-Benito, Enrique - 2020

Using credit-registry data for Spain and Peru, we document that four main types of commercial credit-asset-based loans, cash-flow loans, trade finance and leasing-are easily identifiable and represent the bulk of corporate credit. We show that credit dynamics and bank lending channels vary...

Persistent link: https://www.econbiz.de/10012422071

Bank credit and market-based finance for corporations: The effects of minibond issuances

Ongena, Steven; Pinoli, Sara; Rossi, Paola; Scopelliti, … - 2020

We study the effects of the diversification of funding sources on the financing conditions for firms. We exploit a regulatory reform which took place in Italy in 2012, i.e., the introduction of "minibonds", which opened a new market-based funding opportunity for unlisted firms. Using the Italian...

Persistent link: https://www.econbiz.de/10012422170