Narrow search
Showing 1 - 10 of 57,958
Cover Image
Micro finance
Ramachandran, Ramakrishnan; Senthil Kumar, T. S. - Volkswirtschaftliche Fakultät, … - 2006
further adds to their burden and worsens their economic situation. Micro finance is the supply of loans, savings, and other … basic financial services to the poor. The idea of micro finance was developed as a survival strategy for the poor. In India … project in Bangladesh in 1976. Micro credit provides poor people with access to small loans at more manageable interest rates …
Persistent link: https://www.econbiz.de/10011112151
Cover Image
The Village Fund Loan: Who Gets It, Keeps It and Loses It?
Kislat, Carmen; Menkhoff, Lukas - 2012
The village funds programme in Thailand is one of the biggest microfinance programmes in the world aiming at improving access to finance and income in rural areas. Earlier studies indicate that the programme is successful in realising its ambitions to some degree. We extend this work by...
Persistent link: https://www.econbiz.de/10010294448
Cover Image
Village Funds in the Rural Credit Market of Thailand
Menkhoff, Lukas; Rungruxsirivorn, Ornsiri - 2009
This paper examines the contribution of recently introduced village funds in rural Thailand, one of the largest microfinance programs ever implemented. We use a cross-sectional approach examining village funds in relation to competing financial institutions. We find, first, that village funds...
Persistent link: https://www.econbiz.de/10010301725
Cover Image
The use of collateral in formal and informal lending
Kislat, Carmen; Menkhoff, Lukas; Neuberger, Doris - 2013
We offer a new test of the ex ante theory of collateral. Theory states that lenders rely less on collateral if they have better information about borrowers. We test this by contrasting the use of collateral between formal and - better informed - informal lenders in a developing financial market....
Persistent link: https://www.econbiz.de/10010323929
Cover Image
The use of collateral in formal and informal lending
Kislat, Carmen; Menkhoff, Lukas; Neuberger, Doris - 2013
The ex ante theory of collateral states that better informed lenders, such as informal lenders, rely less on collateral. We test this by contrasting the use of collateral between formal and informal lenders in the same market. Indeed, formal lenders rely more often on collateral, controlling for...
Persistent link: https://www.econbiz.de/10010329300
Cover Image
Targeting credit through community members: Job market paper
Vera Cossio, Diego Alejandro - 2017
Delegating the allocation of public resources to community members is an increasingly popular form of delivering development programs and are associated with a tradeoff between improved information about potential beneficiaries and favoritism towards local elites. Unlike targeting cash transfers...
Persistent link: https://www.econbiz.de/10011817590
Cover Image
Overview of financial inclusion, regulation, financial literacy, and education in Central Asia and South Caucasus
Morgan, Peter J.; Zhang, Yan; Kydyrbayev, Dossym - 2018
Financial inclusion and financial literacy are receiving increasing attention for their potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. In general, the progress of financial inclusion and financial development in...
Persistent link: https://www.econbiz.de/10011944262
Cover Image
Group versus individual liability: A field experiment in the Philippines
Giné, Xavier; Karlan, Dean S. - 2007
Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which grew with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group liability claims to improve repayment rates and lower...
Persistent link: https://www.econbiz.de/10010264866
Cover Image
Financial development and household welfare: Microevidence from Thai households
Gloede, Oliver; Rungruxsirivorn, Ornsiri - 2010
We provide new micro evidence on the discussion about the relationship between financial development and welfare …
Persistent link: https://www.econbiz.de/10010270149
Cover Image
Village funds and access to finance in rural Thailand
Menkhoff, Lukas; Rungruxsirivorn, Ornsiri - 2009
This paper examines whether recently introduced village funds", one of the largest microfinance programs ever implemented, improve access to finance. Village funds are analyzed in a cross-sectional approach in relation to competing financial institutions. We find, first, that they reach the...
Persistent link: https://www.econbiz.de/10010275890