sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first … period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period …, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The …

The evidence on gender discrimination in lending remains controversial. To capture gender biases in banks’ loan … regulatory change imposing a strict EUR 10,000 loan ceiling on microcredit. Descriptive statistics indicate that the presence of … the ceiling is associated both with bank-MFI co-financing and with harsher treatment of female borrowers. To investigate …

sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first … period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period …, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The …

aboveceiling share of the loan with a regular bank, and getting a ceiling-high loan from the MFI. Co-financing is attractive to …

). Entrepreneurs holding above-ceiling projects then need to secure partial funding by a bank before applying for microcredit. In turn …, the MFI is tempted to free ride on bank screening and serve better-off applicants. We frame this intuition into a …

sample period is split in two: before and after the MFI implemented France's regulatory EUR 10,000 loan ceiling. In the first … period, the MFI does not co-finance projects with mainstream banks and loan size is gender-insensitive. In the second period …, the MFI does co-finance above-ceiling projects with mainstream banks, and we observe a gender gap in loan size. The …

, drawing on a rich hand-collected dataset on the clientele of an unregulated French microcredit provider that turned into a …

amongst clients of MFIs. We also demonstrate that the gender criterion is a decisive factor of the amount of the microcredit … for men due to the initial capital they require. Our study covers a portfolio of 3,640 microcredits in France over the … when compared to the borrower and firm profile. To a certain extent, MFI thus reproduce gender inequalities. …