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characteristics to those rescued (peers), especially if the rescue packages do not contain restrictions on bank activities …. Specifically, after a bank is rescued, peers show greater Non-Performing Loans ratios and lower margins. We also investigate the …
Persistent link: https://www.econbiz.de/10014362236
-based informal co- and self-regulation through domestic (gentlemen's) agreements underpinned West German bank internationalisation …
Persistent link: https://www.econbiz.de/10014436557
The recent mortgage crisis has resulted in several bank failures as the number of mortgage defaults increased. The …
Persistent link: https://www.econbiz.de/10013143353
Paycheck Protection Program (PPP). We find that FinTech is disproportionately used in ZIP codes with fewer bank branches, lower …
Persistent link: https://www.econbiz.de/10012244555
We investigate whether the gender of top executives influences a firm's reaction to competitive pressures. Our … between executive gender and market structures in the determination of business outcomes …
Persistent link: https://www.econbiz.de/10013006393
FHA-insured home purchase mortgages between 2010 and 2019 across categories of race, ethnicity, and gender accounting for …
Persistent link: https://www.econbiz.de/10013306140
gender ratio results in a greater impact on bank performance and risk taking. This supports the argument to increase gender … banks from 2002 to 2010, we find that the inclusion of female executives increases bank performance after addressing …
Persistent link: https://www.econbiz.de/10010783687
Microfinance industry has grown massively in the past decades. Even if it is commonly considered as an important development tool, the evidence of the socio-economic impact of microfinance is mixed, regardless of what methodology has been applied. The purpose of this study is to assess the...
Persistent link: https://www.econbiz.de/10013071779
This paper investigates how gender disparities affect the time to default of both group and individual micro … capacity. We use two large proprietary samples of bank micro-loan-level data granted to group and individual borrowers from … August 2017 to August 2021. Our unconditional estimates show that gender disparities matter economically only for group loans …
Persistent link: https://www.econbiz.de/10014237454
This paper investigates how gender disparities affect the time to repay group micro-finance loans using survival … micro-finance loan borrowers to repay. We use a large sample of bank microfinance group loans from August 2017 to August … aggregate default rates that gradually reduced afterward. Our study identified a potential gender gap that has been understudied …
Persistent link: https://www.econbiz.de/10014391252