Two sets of null hypotheses are posed and tested: First, that levels of both deposits and loans are positively related to the size of the deposit market and unrelated to distance to that market. Second, competition has no effect on the loans or deposits from or to a bank office. New primary...

New econometric and statistical techniques have been used in recent years to provide with exchange rates forecasting models that can statistically outperform a random walk. In particular, a model that uses the term structure of forward premia into a regime-switching vector error correction model...

Crop insurance is widely used on major crops raised in the Northern Plains. Prospective reductions in the crop insurance premium subsidy are commonly expected to result in lower use of insurance. Corn and soybean producers in South Dakota responded to the shift in subsidy levels beginning in...

Despite the purported merits of good farm record keeping, and heavy investments made by some state Extension programs, little is known about the current state of farm financial records and the value farmers place on those records. Through the use of a survey, this study provides an overview of...