Loan records and lender credit risk classifications are used to examine agricultural credit risk migration. The results include estimates of the likelihood of borrowers transitioning among five credit risk tiers. The paper also examines factors that influence or predict credit risk migration and...

Detailed customer loan records were used to investigate the profitability of agricultural lending relationships. Analyses consider a variety of factors that influence the costs and returns associated with agricultural lending relationships. Among other things, the results provide evidence of...