disability programs in four countries: Germany, the Netherlands, Sweden, and the United States. We show how growth in the receipt … of publically provided disability benefits has fluctuated over time and discuss how policy choices played a role. Based …

disability programs in four countries: Germany, the Netherlands, Sweden, and the United States. We show how growth in the receipt … of publically provided disability benefits has fluctuated over time and discuss how policy choices played a role. Based …

Bancassurance has grown to currently become a completely consolidated insurance distribution channel in the global … led to the specific incorporation of this channel in the Insurance and Reinsurance Distribution Act. However, the …

the mortality estimates for the insured population used by the National Insurance and Finance Commission in Mexico. As the … similar outcomes. We emphasize the limitations of the mortality tables used by insurance companies in Mexico. We also discuss … the bias incurred when using unisex mortality tables if the proportion of male and female policyholders in an insurance …

countries could be divided in three groups according to their healthcare policy, especially regarding health insurance. Thus …

percent of total prepaid financing, and (iii) the share of compulsory health insurance as percent of total compulsory …

Cost-sharing is regarded as an important tool to reduce moral hazard in health insurance. Contrary to standard … implications of different insurance designs. I find cost-sharing never to be an optimal solution as it produces two novel …

design is similar to many types of insurance products that have large deductibles and are applied on a calendar year basis … checks. These findings have important implications for the design of the EMSN, as well as other insurance products. …