Barry, Peter J.; Escalante, Cesar L.; Ellinger, Paul N. - In: Agricultural Finance Review 62 (2002) 1, pp. 1-11
The migration approach to credit risk measurement is based on historic rates of movements of individual loans among the … classes of a lender’s risk‐rating or credit‐scoring system. This article applies the migration concept to farm‐level data from … Illinois to estimate migration rates for a farmer’s credit score and other performance measures under different time …