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On Risk, Leverage and Banks: Do highly Leveraged Banks take on Excessive Risk?

Koudstaal, Martin; Wijnbergen, Sweder van - Tinbergen Instituut - 2012

This paper deals with the relation between excessive risk taking and capital structure in banks. Examining a quarterly dataset of U.S. banks between 1993 and 2010, we find that equity is valued higher when more risky portfolios are chosen when leverage is high, and that more risk taking has a...

Persistent link: https://www.econbiz.de/10011257139

Structuration du pool bancaire de la PME : une revue de la littérature

Vigneron, Ludovic; Hajj Chehade, Hiba - Volkswirtschaftliche Fakultät, … - 2013

Competition intensification has deeply changed firms’ debt structure by increasing the number of banks from which they borrow at the same time. This paper is a literature review on small businesses banking pool. We examine three questions: What are the characteristics of the pool’s main...

Persistent link: https://www.econbiz.de/10011258260

Modeling risk in a dynamically changing world: from association to causation

Sokolov, Yuri - Volkswirtschaftliche Fakultät, … - 2012

The current crisis causes numerous economic uncertainties, such as a break-up of the European currency union, and a Greek exit from the euro area to boost the competitiveness by means of devaluation of national currency. When a factor such as exchange rate is expected to have a significant...

Persistent link: https://www.econbiz.de/10011259234

The Impact of Corporate Governance on the Market Value of Financial Institutions - Empirical Evidences from Italy

Bubbico, Rossana; Giorgino, Marco; Monda, Barbara - Volkswirtschaftliche Fakultät, … - 2012

This paper analyses how the quality of the corporate governance system impacts on the market value of the financial institutions listed on the Italian Stock Exchange. Implementing a good corporate governance is costly, therefore verifying whether the investment is worth its cost is a relevant...

Persistent link: https://www.econbiz.de/10011259402

Relations bancaires et crédits aux PME

Vigneron, Ludovic - Volkswirtschaftliche Fakultät, … - 2014

We evaluate the impact of SME’s banking relationships configuration on the share of bank credit in their total debt. Crossing information from the DIANE and Kompass Europe databases, we select a sample of SMEs for which we can identify the different banks that they working with. We then test...

Persistent link: https://www.econbiz.de/10011259818

How Dangerous is the Counterparty Risk of OTC Derivatives in Turkey?

D. Yıldırım, Burcu; Coskun, Yener; Caglar, Ozan; … - Volkswirtschaftliche Fakultät, … - 2012

Recent developments in Turkish derivatives markets demonstrate the increasing importance of risk management not only … OTC derivatives. The analysis is based on a hypothetical portfolio that is characterized by key aspects of the instruments … observe that the counterparty credit risk resulting from the use of OTC derivatives is relatively small for the Turkish …

Persistent link: https://www.econbiz.de/10011259897

Riesgo operacional, pagos, sistemas de pago y aplicación de Basilea II en América Latina: evolución más reciente

Heinrich, Gregor - Volkswirtschaftliche Fakultät, … - 2006

Given the importance of financial intermediation and financial infrastructures such as payment systems for the economy, countries have established entities to supervise or oversee the well functioning of instutions, systems and networks. This paper is based on a presentaion made at XI...

Persistent link: https://www.econbiz.de/10011259944

Financial Failures and Risk Management

Yener, Coskun - Volkswirtschaftliche Fakultät, … - 2012

Financial failures observed during global financial crisis have again underlined the importance of effective risk management. In this article, the author analyzes the best instrument, namely self discipline, official discipline and market discipline, for the effective risk management. In the...

Persistent link: https://www.econbiz.de/10011260546

The significance of socioeconomic factors on personal loan decision a study of consumer banking local private banks in Pakistan

Azam, Rehan; Muhammad, Danish; Syed Akbar, Suleman - Volkswirtschaftliche Fakultät, … - 2012

This paper explores the influences of the approved results of loans cases, the loan applicants’ socioeconomic attributes in the decision of perusal loan. The results can improve the credit quality and avoid the misjudgment of screening personal loan customers and also establish a better...

Persistent link: https://www.econbiz.de/10011260749

The performance of commercial banks and the determinants of profitability: Evidence from Kosovo

Govori, Fadil - Volkswirtschaftliche Fakultät, … - 2013

Financial intermediaries perform indirect financing, and in this context, commercial banks are very important participants. They carry out the bulk of indirect financing transactions. On the other hand, the implementation mechanism of monetary policy is closely linked to the functioning of the...

Persistent link: https://www.econbiz.de/10011260910