relationship between a cash-loan borrower's access to credit and their respective consumption response. In particular, we test … whether consumption among borrowers with a high level of addiction is more sensitive to a given change in credit. We use an … exogenous credit supply shock to cash-loan borrowers and show that expanding credit access is positively associated with …

The recent collapse of several microfinance sectors as well as the current COVID-19 pandemic has given rise to a … availability of multiple sources of credit has tempted clients to take multiple loans simultaneously, and subsequently default on … regression discontinuity design, in this paper I empirically study the impact of an additional source of credit on outstanding …

In order to fight back poverty, the Central as well as States Governments in India have attempted a number of programs … the poverty line in India. The poverty alleviation programs target the people living below poverty line or just above … survey data, clearly indicates that the self help group movement in Uttarakhand State in North India is poorly targeted at …

to women i.e. 82.67 per cent of the aggregate clients in India in 2010, 73 per cent in Latin America, 70 percent in … Africa and 88 percent in Asia. In India, National Bank for Agriculture and Rural Development (NABARD) sponsored SHG … Matru Mandir (19 groups), Ratnagiri district (Maharashtra state, India) 77 (22 percent) were selected. Two members from each …

excluded. These may include savings, insurances, remittances, and credit. Microfinance became the most dominant method for … achieving financial inclusion. However, different microfinance schools of thought recommend opposite ways for attaining … financial integration. India is a particularly insightful case study due to the sheer number of people excluded from formal …

The paper aims to search the major shares of microfinance in the poor and ultra poor's sustenance and concomitantly the … been used in the states of Tamil Nadu, Andhra Pradesh, Madhya Pradesh and Maharashtra of India. The study finds that … microfinance can play a huge role in helping a poor community find ways through the market to get new opportunities, to earn new …

over 16,500 observations. In the study, clusters were selected in areas Compartamos Banco, a Microfinance institution (MFI … suggests that Microfinance has a significant positive effect on school and food expenditure but no apparent effect on …

rural areas of Northern India. The program has four streams of activity in micro-savings, agricultural enterprise training …

the poorest rural regions of the world (Uttar Pradesh, India). Methodologically, it shows how indicators from the direct …-strand programs can help to explain the paradox as to why nearly 100 million women (in India alone) have participated in self help … programs despite modest global research evidence for micro-finance impacts on nominal incomes. Second, results argue strongly …