official statistics’ point of view, households choose between spending, which generates additional income and consumption in … difference between aggregate disposable income and consumption. It measures the change in net worth, which, in a closed economy …

official statistics' point of view, households choosebetween spending, which generates additional income and consumption in the … between aggregate disposable income and consumption. It measures the change in net worth, which, in a closed economy, may only …

This paper surveys the existing literature on the determinants of household savings and credit in developing countries …

demand access to credit, not cheap credit. This vision has been translated into "best practices" that have been circulated …

This paper surveys the existing literature on the determinants of household savings and credit in developing countries …

of in cash can play a major role in encouraging savings. When paid on the account, the money is saved by default, while … - as long as payments are done in cash - the money is ready to be spent. We test our hypothesis in rural India, with … in other assets, but increase their expenditures on regular consumption items. We exclude two alternative mechanisms that …

fail to find effects on either access to short-term credit or expenditure or savings. …

fail to find effects on either access to short-term credit or expenditure or savings. …

We examine spending on consumption items which have signaling value in social interactions across groups with … distinctive social identities in India, where social identities are defined by caste and religious affiliations. The … classification of such items was done by eliciting responses to a survey in India. We match the results of our survey with nationally …

quasi-experimental design, comprising exogenous shocks sustained as bus accident injuries in India, with controls drawn from … travelers on the same bus routes one year later, I present new evidence of causal effects on consumption and debt. Using primary … household survey data, I find that households faced with shock-related expenditures are able to smooth consumption on food …