welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out five … sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

Commitment devices for savings could benefit those with self-control as well as familial or spousal control issues. We … find evidence to support both motivations. We examine the impact of a commitment savings product in the Philippines on … household decision making power and selfperception of savings behavior, as well as actual savings. The product leads to more …

welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out five … sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

This research examines the effects of earmarking money on savings by low-income consumers. In particular, the authors … test two interventions that are designed to enhance the effects of earmarking: a) using a visual reminder of the savings …. In addition, the presence of the visual reminder increases the savings rate. The authors conclude with implications for …

important welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out … five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

important welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out … five sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

welfare consequences: variable consumption, low resilience to shocks, and foregone profitable investments. We lay out five … sets of constraints that may hinder the adoption and effective usage of savings products and services by the poor …

women. Here, using a randomized controlled trial, we examine whether access to an individually-held commitment savings …